Merchants Rentals Plc | All About Debt

Merchants Rentals Plc
#1
Has anyone got advice to give regarding what I consider unfair contractual terms of Merchant Rentals. We hire a card machine from them and they are asking us to pay £200 when the contract is terminated. We have fulfilled our term and given correct notice. The salesman never mentioned this condition when we signed the contract. Had we known, alarm bells would have rung and we would have avoided the company.:pale
#2
Re: Merchants Rentals Plc

Be fair;212962Has anyone got advice to give regarding what I consider unfair contractual terms of Merchant Rentals. We hire a card machine from them and they are asking us to pay £200 when the contract is terminated. We have fulfilled our term and given correct notice. The salesman never mentioned this condition when we signed the contract. Had we known, alarm bells would have rung and we would have avoided the company.:pale
I'm sure someone else here had a similar problem..

Hang on let me check.....
#3
Re: Merchants Rentals Plc

Never-In-Doubt;212975I'm sure someone else here had a similar problem..

Hang on let me check.....
Yep thought so, Carol is best to ask

---> merchant rentals hire agreement - allaboutFORUMS

:beer
#4
Re: Merchants Rentals Plc

Be fair;212962Has anyone got advice to give regarding what I consider unfair contractual terms of Merchant Rentals. We hire a card machine from them and they are asking us to pay £200 when the contract is terminated. We have fulfilled our term and given correct notice. The salesman never mentioned this condition when we signed the contract. Had we known, alarm bells would have rung and we would have avoided the company.:pale


hiya sorry can not give you much advice on this, we had the same deal last year, contract was up in december asked them in july to terminate the contact in december, only to find out we had to give a years notice to get out of the contract or we would be be forced into another 3 year additional contract.
be very wary of these people as we now have a high court enforcement officer after us for a writ of 1200.00.
they wanted us to pay 430.00 to get out of the contract, the last letter we recieved was 26/10/2011 from sovereign debt recoveries stating they would commence legal action.
we have heard no more until my partner was passing our old shop and they guy who has the shop now told him the bailiffs had been there looking for him. They also left a letter at his sisters house too and tried to seize their car but after her showing them the car did not belong to him they have not been back.
they obtained a ccj on 9/02/2012 from northampton but when we have searched this on trust online(thanks to niddy pointing me in the right direction nothing shows)
the contract states hire agreement regulated by to the credit consumer act 1974 but im not sure if rental agreements fall the same as credit agreements but we recieved no default notice, no court papers, nothing.
sorry i can't be of more help,
#5
Re: Merchants Rentals Plc

carol01;213007they obtained a ccj on 9/02/2012 from northampton but when we have searched this on trust online(thanks to niddy pointing me in the right direction nothing shows)
If it is not on Trust Online then it does not exist.....
#6
Re: Merchants Rentals Plc

Never-In-Doubt;213008If it is not on Trust Online then it does not exist.....


i could only search the name and address as the hceo have stamped over the county court claim number, so i can't make it out i have paid our local court 20.00 the guy is going to go through every name and address given to him to see if any ccj does exist
#7
Re: Merchants Rentals Plc

carol01;213010i could only search the name and address as they have hceo have stamped over the county cout claim number, so i can't make it out
but if there is nothing on Trust Online then there is not a judgment - you search trust online using your name and address (not claim number). obviously this will be the shop address and not your home address ;W ;W

If there is a HCEO then there will obviously be a judgment, all I'm trying to say is maybe you searched the wrong details on trust online?

:beer
#8
Re: Merchants Rentals Plc

i searched the shop name and shop address, partners name shop address,shop name sisters address, partners name sisters address, i also searched our address too but all came back clear so i shall wait and see what the local court says.
#9
Re: Merchants Rentals Plc

carol01;213025i searched the shop name and shop address, partners name shop address,shop name sisters address, partners name sisters address, i also searched our address too but all came back clear so i shall wait and see what the local court says.
weird eh? If there is no judgment they cannot send any bailiff let alone enforce it to a HCEO :wtf
#10
Re: Merchants Rentals Plc

Never-In-Doubt;213028weird eh? If there is no judgment they cannot send any bailiff let alone enforce it to a HCEO :wtf


i know but no court papers were ever sent to his sisters address have checked or the shop address as they guy who has our shop now passes all letters to us, on the hceo writ it states partners name and sisters address which came back clear from trust online
#11
Re: Merchants Rentals Plc

carol01;213034i know but no court papers were ever sent to his sisters address have checked or the shop address as they guy who has our shop now passes all letters to us, on the hceo writ it states partners name and sisters address which came back clear from trust online
hmmm, check it out with the court, it may not actually be valid and a HCEO cannot get involved unless ordered by the courts....

---> Welcome to the home of the High Court Enforcement Officers Association's Website - HCEOA

You're not being hassled by Marston are you ;W ;W

Remember they can force their way into commercial premises....

HCEOs are authorised by the Lord Chancellor and work privately or in private companies. HCEOs work under the authority of a Writ of Fieri Facias (Fi Fa). [COLOR="Red"]This is issued when a County Court Judgment, Order or Tribunal Award is transferred to the High Court for enforcement via Form N293A[/COLOR] and a court fee of £50.00. The transfer process normally takes between 5 and 21 days.

If successful, the HCEO will collect your judgment debt, your court costs, your £50 transfer up fee, interest at 8% and their fees, costs and charges from the defendant.

HCEOs earn their fees from the judgment debtor, but only when they collect. If the HCEO is unable to collect, there is an industry regulated abortive fee of £60 plus VAT paid by the creditor for each address visited. Other than the abortive fee, the HCEO receives no income for an unsuccessful enforcement.

As a result, HCEOs tend to have significantly higher collection rates than those of the County Court Bailiffs, who are salaried without any financial incentive to collect.

Unlike the County Court Bailiff, the HCEO does not have to give the judgment debtor any advance notice of their intention to collect, giving them the advantage of surprise. HCEOs are also permitted to force entry into commercial premises to enforce, a power not permitted to County Court Bailiffs.
#12
Re: Merchants Rentals Plc

Never-In-Doubt;213039hmmm, check it out with the court, it may not actually be valid and a HCEO cannot get involved unless ordered by the courts....

---> Welcome to the home of the High Court Enforcement Officers Association's Website - HCEOA

You're not being hassled by Marston are you ;W ;W

Remember they can force their way into commercial premises....


i know been there had that done whole other story lol
no we don't have a commerical premises now we have a storage lock up that only we know about so eveything is safe there guy at shop said he is not telling them where he is and sister has said the same so until we know all the facts we are going to lie low just for a little while. oh and yes bailiff name is in the hceo register first thing i checked
#13
Re: Merchants Rentals Plc

Never-In-Doubt;213039hmmm, check it out with the court, it may not actually be valid and a HCEO cannot get involved unless ordered by the courts....

---> Welcome to the home of the High Court Enforcement Officers Association's Website - HCEOA

You're not being hassled by Marston are you ;W ;W

Remember they can force their way into commercial premises....


and no its not marstons its hceo in swansea 141 walter street don't know why them we have several in our area
#14
Re: Merchants Rentals Plc

Be fair;212962Has anyone got advice to give regarding what I consider unfair contractual terms of Merchant Rentals. We hire a card machine from them and they are asking us to pay £200 when the contract is terminated. We have fulfilled our term and given correct notice. The salesman never mentioned this condition when we signed the contract. Had we known, alarm bells would have rung and we would have avoided the company.:pale


Hi I too have now fallen foul of this Merchant Rentals agreement and they say I owe £439 for not giving them 12 months cancellation. What happened to you in the end did they take you too court. They sign you up as Handepay so merchants beware and cancel your contract within the time limit else they will give you a default notice :@
#15
Re: Merchants Rentals Plc

We're aware of this. Let me ask Andrew, solicitor, to pop in and see what he says.


Sit tight. Try not to worry.

Your thread is here --> http://forums.all-about-debt.co.uk/showthread.php?12498-BEWARE-HANDEPAY-MERCHANT-RENTALS-CONTRACTS
#16
Re: Merchants Rentals Plc

Never-In-Doubt;378362We're aware of this. Let me ask Andrew, solicitor, to pop in and see what he says.


Sit tight. Try not to worry.

Your thread is here --> http://forums.all-about-debt.co.uk/showthread.php?12498-BEWARE-HANDEPAY-MERCHANT-RENTALS-CONTRACTS


Thank you all help much appreciated
#17
Re: Merchants Rentals Plc

It sounds similar to the gym contracts that were found to be unfair. They were business to consumer though whereas here its business to business. There is less protection for businesses than there is for consumers. Was the contract in your name or for a limited company.
#18
Re: Merchants Rentals Plc

ATW;378385It sounds similar to the gym contracts that were found to be unfair. They were business to consumer though whereas here its business to business. There is less protection for businesses than there is for consumers. Was the contract in your name or for a limited company.


Hi the contract is in my name as a sole trader. It seems an unfair clause to make someone pay 12 months cancellation fee. Do you think I should just offer them a monthly payment to get them off my back or should I let them take me to court and put in a defend to the claim?
#19
Re: Merchants Rentals Plc

It is worth a go with a trial. Its not an unreasonable argument that paying for 12 months is unfair. Especially as its for a relatively cheap product which is easy for them to collect from you at low cost. It seems to me that there is an imbalance in their favor caused by the length of the notice period for the cancellation. On the other hand some judges will say you should read the contract and shop around if you don't like it.
Its small claims track so each side has to pay its own legal fees whether they win or lose (unless they are trying to also claim costs under the contract). You can take it to trial and then make an offer to settle at any point before the day of trial. The more you look like you are going to fight and costs them time and money the more likely they are to listen to an offer from you imho. I doubt that its cost effective for them to pursue a contested hearing.
#20
Re: Merchants Rentals Plc

Thank you for the advice I am just waiting to hear from them for their next move I have offered £5.00 a month but they refuse this and want £50 a month! I will take it as far as I can and go for Dispute when it get to going to court.
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